Starting
New House Insurance
Your builder has given you a handover date . . . so you need to organise property insurance to start on that day. How Much House Insurance Will You Need ? Well you have only just finished building so isn’t the price…
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What Is A Project Home Builder?
If you are new to thinking about having a new house built you may have heard the term ‘Project Home Builder’ and wondered what it means. Project Home Builders base their business on building large numbers of houses using a limited range…
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Specification
Control of costs is really important if you don’t want to run over budget on your new home. One of the key areas in controlling costs is understanding the specification of the house. One of the traps that many people…
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New House Guarantees and Warranties
I’m always a bit suspicious of guarantees and warranties! In my opinion most Guarantees are really just a piece of paper that explains how the Guarantor will fulfill their legal liabilities. (In some cases they explain a process which is less than fulfilling…
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Taking a Mortgage Repayment Holiday
Taking a Mortgage Repayment Holiday Have you hit trouble keeping up with your new home mortgage payments? Even the most careful planners can face financial trouble when something unexpected occurs. The good news is that you may be able to qualify…
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Access to Rear
With the narrow blocks that are becoming more common you see a lot of new houses built right to the side boundary on both sides. In some cases that can’t be avoided, but I think there is a real advantage…
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Protect Your Block From Dumping
A regular problem with vacant new house blocks is they are used as a convenient dumping ground for other builders. It’s much cheaper to dump on a nearby site than haul the material to a tip and pay tip fees. If…
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Lenders Mortgage Insurance
One financial cost that some people don’t factor into their calculations when buying a new home is Lenders Mortgage Insurance. What is Mortgage Lenders Insurance? This is a cost you will have to pay if you haven’t got a 20%…
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Cash Jobs
Whether Owner Building, or just having some work done on your new house after handover, you may need to engage tradies to do work. One question that frequently comes up is “Do you want the Cash Price? or do you…
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Onsite Stormwater Dention – Why
If you want to redevelop or subdivide an existing urban house block, you might find that a planning condition is that you will need to provide On-site Stormwater Detention (OSD). You may also find it is a condition on individual…
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